Banking and Financial Institution Analysis

Overview

The "Banking and Financial Institution Analysis" course provides professionals with a comprehensive understanding of the banking industry and the analytical techniques required to assess the performance and stability of financial institutions. Geared towards banking professionals, financial analysts, and risk managers, this course offers an in-depth exploration of key concepts and methodologies essential for analyzing banks and financial institutions.

This course offers participants an introductory exploration of essential elements involved in the analysis of financial institutions. It encompasses factors utilized in evaluating the operational performance of financial entities, including, but not limited to, solvency, liquidity, earnings, management, and systems/controls. While the primary focus is on banking institutions, there will also be dedicated sessions addressing risks associated with insurance companies.

Objectives

• Analyse a bank's balance sheet and income statement
• Utilize the CAMEL analytical approach
• Identify warning signs of potential problems
• Appreciate the key performance indicators for banks
• Gain insight into how banks manage credit risk and funding
• Gain insight into off-balance sheet risk for a major financial institution
• Appreciate the implications of capital adequacy concerns and standards
• Utilize ratio analysis and assess the relative financial condition of peers
• Analyse a bank’s balance sheet and income statement
• Identify warning signs of potential problems
• Key performance indicators for banks
• Gain insight in how to manage credit risk and funding
• Gain insight into off-balance sheet risk
• Understand the consequences of capital adequacy concerns and standards